Xero is the better choice if you need bookkeeping — bank feeds, reconciliation, BAS lodgement, payroll — or if your accountant requires it. AussieInvoice only handles the invoice lifecycle, so it costs far less but leaves the ledger to you. If you already pay an accountant to do your books, you may be paying Xero for features you never open.
Xero is the default accounting platform for Australian small business, supported by nearly every local accountant and bookkeeper. Invoicing is one module inside a full ledger that also covers bank feeds, reconciliation, GST and BAS lodgement, payroll with Single Touch Payroll, and Peppol e-invoicing.
Plans run roughly $35 to $130 per month including GST depending on tier, with an announced increase from 1 July 2026. Confirm the current figure on Xero's own pricing page before relying on it. Pricing checked ; see Xero pricing for the current figure.
| Feature | AussieInvoice | Xero |
|---|---|---|
| What it is | Invoicing only — draft, issue, deliver, record payment | Full accounting platform; invoicing is one module |
| Monthly price | $15–$29 AUD ex GST (preview pricing) | ~$35–$130 AUD inc GST depending on tier |
| Bank feeds and reconciliation | No | Yes |
| BAS lodgement | No | Yes |
| Payroll / STP | No | Yes |
| ABN verification via ABR lookup | Yes, fills legal name, ACN and GST status for review | Not as a guided lookup in the invoice flow |
| Invoice immutable after issue | Yes — the issued PDF is preserved and corrections go through credit notes | Issued invoices can be edited, with an audit trail |
| Online card payment link on invoices | No — bank payment instructions only, no transaction fee | Yes, via payment-service integrations at their fee |
| Peppol e-invoicing network | No | Yes |
| Accountant familiarity | New product, no ecosystem | Supported by nearly every Australian accountant |
Every comparison here names the case where the other tool is the better buy. If none of them fit, that is worth knowing before you switch.